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Should you Buy Now, Pay Later?

Buy now, pay later services are beginning to proliferate in online shopping.  Even mega-retailer Walmart has boarded the buy now, pay later bus, announcing they are eliminating lay-away.  The service seems simple enough, allowing the consumer to split the cost of their items into set payments.  The advertising promises no interest if the program is …

teen summer job financial skills

Your Teen’s Summer Job is an Opportunity to Build Real-Life Financial Skills

What was your first summer job?  Lifeguard at the pool?  Concessions worker at the local theater?  Retail sales?  Dishwasher at a restaurant? Mower-of-lawns extraordinaire? Will your teen have a paying job this summer, or are they already employed?  –This is a perfect opportunity, while they’re still in your nest, to teach and let them practice …

student loan payments

Ready for Student Loan Payments?

For many, student loan payments loom over their head like a wave ready to break.  While a massive wave is the surfer’s dream, it’s an ominous reality for many borrowers.  Whether you’re graduating soon and your student loan payments are just beginning or if they’re beginning after you delayed payment due to the Executive Orders …