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Facing Your Finances

Facing your Finances

Facing Your Finances is very akin to facing your fears.  The unknowns of where we are financially can invoke fear that results in avoidance.  Financial fears are usually shaped by the thoughts of unpaid debts, medical bills, collections that we’ve ignored and late payments that we don’t want to see consolidated on one report.   If …

student loans

The Public Service Loan Forgiveness Limited Waiver Program

We know it is difficult to imagine that a government program may not have worked as well as expected…but the Public Service Loan Forgiveness (PSLF) Program happens to be a government program that has generated quite a bit of disappointment.  Since inception only 2.1% of applicants have had their loans forgiven.  The process has caused …

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Your Money: Why get an Accredited Financial Counselor Involved in your Finances?

What you should know: As an accredited financial counselor myself, I am a bit biased on this topic.  However, the answer as to whether or not you should speak to a financial counselor happens to be my favorite two-word personal finance answer: it depends.  It depends on where you are in life, if there are …

The Tax Year 2021 Recovery Rebate Credit

Recovery Rebate Credit and the Third Stimulus Payment: Many taxpayers experienced the Recovery Rebate Credit (RRC) for the first time when filing their 2020 tax return this year. Next year, we’ll have a Recovery Rebate Credit again for the 2021 tax return. Since the credit this time is tied to the 3rd stimulus payment, which …