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teen summer job financial skills

Your Teen’s Summer Job is an Opportunity to Build Real-Life Financial Skills

What was your first summer job?  Lifeguard at the pool?  Concessions worker at the local theater?  Retail sales?  Dishwasher at a restaurant? Mower-of-lawns extraordinaire? Will your teen have a paying job this summer, or are they already employed?  –This is a perfect opportunity, while they’re still in your nest, to teach and let them practice …

A Tale of Two Carrots. 

Have you taken a look at how much you spend on food lately?  Many people who create a budget and look at how much they’re spending each month are surprised by their food bill.   In financial counseling, it’s often the first area that someone tags as wanting to reduce. The Tale of Two carrots is …

My Savings Don’t Make Much Money

My savings don’t make much money. I often hear people say that they would like their emergency fund to “make more money” but it doesn’t make much interest in a savings account. Sometimes they ask if they should put it in an investment that has bigger gains, but much higher volatility. They feel they a …