Better Financial Counseling Network
Better Finances. Better Living.
Better Financial Counseling Network
Better Finances. Better Living.
Remember the Legend of the Leprechaun? Any kid who grew up eating Lucky Charms, (or just picking out the marshmallow bits), knows that at the end of the rainbow you’ll find the leprechaun’s pot of gold. As adults, we build our own pot of gold. Building wealth is not easy, but it is easier than …
Are you expecting money back from the IRS through a tax refund, recovery rebate credit or the coming stimulus payment? If yes, now is the time to plan how you will use this money. If this year has been financially tough…Use it to Protect Yourself. As a financial counselor, one of my first questions to …
Everyone has a money story…you know, it’s the way you view money usually shaped by your life experiences with money. Perhaps you’ve never considered that you have a money story or maybe you know your story quite well. Either way, this short story may help you figure out if it’s time to rewrite your money …
Military Life is full of adventures and if we’re honest, complications. In addition to normal life changes: marriage, a baby, divorce, sending a kid to college, you may have taken on moving, deployments, or become an accidental landlord. In 2020, COVID added many new complications to all our lives including taxes. Read more in 2020 …
We all know the year we just finished up. But many of us aren’t certain of some of the tax impacts we’ll see when we file our tax return. I will discuss a few of those. Many taxpayers received an economic impact payment earlier in 2020 and many received a stimulus payment late December and …
Who’s looking at your credit report? A LOT OF FOLKS! Credit reports and scores are widely used not just by creditors, but by employers, landlords, insurance companies and even cell phone companies. They can affect employment, housing and the amount you pay for goods, services and loans. It is very important to keep a close …
We know our physical health is important and we understand that the numbers that reflect our temperature, blood pressure, cholesterol and weight provide insight into our physical health. Want a simple way to understand your financial health? Then check out financial ratios. They give you a quick look at your financial health. Better than just …
We all know that life happens and with “life happening” sometimes comes small emergencies that we can prepare for in advance. I recently experienced a short-term inconvenience (that’s what I’ll call it) 😊 when the heavy rains in my area caused some of the older trees to topple over. When one really large tree fell …
“I see a bad moon a-rising. I see trouble on the way.” That’s a lyric from the classic song by Creedence Clearwater Revival released in 1973. Here, in newly minted 2019, many of our fellow Americans are adjusting this lyric to the bad moon has risen and the trouble is here. Due to the protracted, …
The statistics are out there-telling us, financially, the holiday season is not all merry & bright. Many of us struggle to stick to a holiday budget-if we’ve even attempted to create one. (Am I right?) According to yougov.com, 15% of Americans are still paying off 2017’s holiday debt. One key to avoiding the dreaded Holiday …