Better Financial Counseling Network
Better Finances. Better Living.
Better Financial Counseling Network
Better Finances. Better Living.
Facing Your Finances is very akin to facing your fears. The unknowns of where we are financially can invoke fear that results in avoidance. Financial fears are usually shaped by the thoughts of unpaid debts, medical bills, collections that we’ve ignored and late payments that we don’t want to see consolidated on one report. If …
What you should know: As an accredited financial counselor myself, I am a bit biased on this topic. However, the answer as to whether or not you should speak to a financial counselor happens to be my favorite two-word personal finance answer: it depends. It depends on where you are in life, if there are …
Buy now, pay later services are beginning to proliferate in online shopping. Even mega-retailer Walmart has boarded the buy now, pay later bus, announcing they are eliminating lay-away. The service seems simple enough, allowing the consumer to split the cost of their items into set payments. The advertising promises no interest if the program is …
The NOT-SO-GOOD Way to Buy a Vehicle: Often when we buy a car we are focused on a car loan and the monthly payment amount. So much so, that some car dealerships use that to leverage you into a more expensive car – “we can get your payments down to…” Just remember that typically the …
Many of us benefited from the government’s stimulus payments and a Federal boost which increased unemployment benefits. It was helpful, but we don’t ever really know when and if it will ever happen again. Hoping the government provides us with stimulus to minimize financial hardship and to help us improve our finances isn’t a reliable …
Your personal information can be used fraudulently to open new credit accounts in your name. Recently (Apr 2021) it was widely reported that Facebook experienced a large leak of user data. It’s not the first data breach and won’t be the last. Is it time for a Credit Freeze? Credit freezes, also known as security …
Most of us sit on our money questions for a long while. However, if now is the time for you or your family to pay off debt, build wealth through savings and investing, plan for a major purchase, or navigate through a myriad of other financial choices and situations, then we can help you on …
We don’t use Better in our name because we think we are Better, although we do think we are Better. We want you to have Better Living through Better Finances and we can help you do that. We can help with your immediate money challenges, create a plan to achieve your goals, and build a …
Who’s looking at your credit report? A LOT OF FOLKS! Credit reports and scores are widely used not just by creditors, but by employers, landlords, insurance companies and even cell phone companies. They can affect employment, housing and the amount you pay for goods, services and loans. It is very important to keep a close …
The statistics are out there-telling us, financially, the holiday season is not all merry & bright. Many of us struggle to stick to a holiday budget-if we’ve even attempted to create one. (Am I right?) According to yougov.com, 15% of Americans are still paying off 2017’s holiday debt. One key to avoiding the dreaded Holiday …