Better Financial Counseling Network
Better Finances. Better Living.
Better Financial Counseling Network
Better Finances. Better Living.
Buy now, pay later services are beginning to proliferate in online shopping. Even mega-retailer Walmart has boarded the buy now, pay later bus, announcing they are eliminating lay-away. The service seems simple enough, allowing the consumer to split the cost of their items into set payments. The advertising promises no interest if the program is …
The NOT-SO-GOOD Way to Buy a Vehicle: Often when we buy a car we are focused on a car loan and the monthly payment amount. So much so, that some car dealerships use that to leverage you into a more expensive car – “we can get your payments down to…” Just remember that typically the …
Your nearly new car has just been in an accident and insurance says it will have to be totaled. They’ve offered you an amount thousands below what you owe on the vehicle. This is a scenario where GAP insurance (before the accident) is needed. GAP insurance is Guaranteed Asset Protection insurance. Typically, when a car …
Your personal information can be used fraudulently to open new credit accounts in your name. Recently (Apr 2021) it was widely reported that Facebook experienced a large leak of user data. It’s not the first data breach and won’t be the last. Is it time for a Credit Freeze? Credit freezes, also known as security …
Your emergency fund protects you financially, just a your seat belt protects you physically. You may rarely need it, but when you need it you’ll be glad you were prepared. It is a Necessity. You wear a seatbelt because you recognize the danger you’re in without one. It’s not a fashion accessory, but it is …
We don’t use Better in our name because we think we are Better, although we do think we are Better. We want you to have Better Living through Better Finances and we can help you do that. We can help with your immediate money challenges, create a plan to achieve your goals, and build a …
Why should I be careful when choosing a tax professional? The tax professional will have access to key personal and financial information, such as your social security number, income and investment information. You need someone knowledgeable and trustworthy. You are still responsible. IRS Criminal Investigation (CI), notes, “Taxpayers are responsible for the accuracy of all …
Who’s looking at your credit report? A LOT OF FOLKS! Credit reports and scores are widely used not just by creditors, but by employers, landlords, insurance companies and even cell phone companies. They can affect employment, housing and the amount you pay for goods, services and loans. It is very important to keep a close …
WARNING! DANGER! BE CAREFUL! There’s so much to be concerned about in these uncertain days of COVID-19–and unfortunately financial scammers are using this time to take advantage of others. We at Better Financial Counseling want you to protect yourself from scams and scammers. Today’s scams are preying on financial concerns and opportunities. They may impersonate …