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Should you Buy Now, Pay Later?

Buy now, pay later services are beginning to proliferate in online shopping.  Even mega-retailer Walmart has boarded the buy now, pay later bus, announcing they are eliminating lay-away.  The service seems simple enough, allowing the consumer to split the cost of their items into set payments.  The advertising promises no interest if the program is …

credit

Is it time for a Credit Freeze?

Your personal information can be used fraudulently to open new credit accounts in your name.  Recently (Apr 2021) it was widely reported that Facebook experienced a large leak of user data.  It’s not the first data breach and won’t be the last. Is it time for a Credit Freeze? Credit freezes, also known as security …

Socially Distance from Scammers

WARNING! DANGER! BE CAREFUL! There’s so much to be concerned about in these uncertain days of COVID-19–and unfortunately financial scammers are using this time to take advantage of others. We at Better Financial Counseling want you to protect yourself from scams and scammers. Today’s scams are preying on financial concerns and opportunities. They may impersonate …