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Reduced Income Causing Money Problems? Here are Some Tips.

Whether caused by lack of work, illness (yours or a loved one’s), or political stalemate, a reduced income can trigger immediate and substantial financial hardship.  While personal finance professionals preach the wisdom of having a liquid emergency fund totaling three to six months of living expenses to help ease the financial burden of an emergency, …

Don’t Budget Just Spend – but with a plan!

Budgeting is one of those things that can be compared to cleaning your house…you know the benefit of doing it but getting started always seems like such a chore (pun intended). Just like cleaning your house gets easier over time, the more you use a budget to manage your income and expenses, the easier it …