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Don’t Budget Just Spend – but with a plan!

Budgeting is one of those things that can be compared to cleaning your house…you know the benefit of doing it but getting started always seems like such a chore (pun intended). Just like cleaning your house gets easier over time, the more you use a budget to manage your income and expenses, the easier it …

AVOIDING THE HOLIDAY FINANCIAL HANGOVER

The statistics are out there-telling us, financially, the holiday season is not all merry & bright. Many of us struggle to stick to a holiday budget-if we’ve even attempted to create one. (Am I right?) According to yougov.com, 15% of Americans are still paying off 2017’s holiday debt. One key to avoiding the dreaded Holiday …