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Your Money: Why get an Accredited Financial Counselor Involved in your Finances?

What you should know: As an accredited financial counselor myself, I am a bit biased on this topic.  However, the answer as to whether or not you should speak to a financial counselor happens to be my favorite two-word personal finance answer: it depends.  It depends on where you are in life, if there are …

Should you Buy Now, Pay Later?

Buy now, pay later services are beginning to proliferate in online shopping.  Even mega-retailer Walmart has boarded the buy now, pay later bus, announcing they are eliminating lay-away.  The service seems simple enough, allowing the consumer to split the cost of their items into set payments.  The advertising promises no interest if the program is …

teen summer job financial skills

Your Teen’s Summer Job is an Opportunity to Build Real-Life Financial Skills

What was your first summer job?  Lifeguard at the pool?  Concessions worker at the local theater?  Retail sales?  Dishwasher at a restaurant? Mower-of-lawns extraordinaire? Will your teen have a paying job this summer, or are they already employed?  –This is a perfect opportunity, while they’re still in your nest, to teach and let them practice …