2019’s Financial Resolutions

Many Americans want to save more, pay down debt and spend less in 2019. If you do too, you’re in good company. According to Fidelity Investments’® tenth annual New Year Financial Resolutions Study the three most popular financial resolutions for 2019 are 1) Saving more money (a median of $200 per month) 2) Paying down debt …

Don’t Budget Just Spend – but with a plan!

Budgeting is one of those things that can be compared to cleaning your house…you know the benefit of doing it but getting started always seems like such a chore (pun intended). Just like cleaning your house gets easier over time, the more you use a budget to manage your income and expenses, the easier it …

How to Improve Your Credit

As financial counselors we often get asked how a client can improve a credit score. Most of us aren’t privy to the complete super-secret formula, including me. But there are actions you can take to improve your credit score. Scoring models differ and can change a bit over time and we are focusing on the …