Choose Your Counselor

We are a network of personal financial counselors with a passion for helping others achieve their financial goals. We are all Accredited Financial Counselors (AFC®). This certification required us to study a tough curriculum, take a certification exam, and complete 1000 hands-on practicum hours. While we are all trained professionals who will guide you as you progress towards goals, we are all different too. So you can choose one of us or we can choose for you. You can read about each of us below.

Jerry Zeigler, MBA, AFC®
Jerry Zeigler, MBA, AFC®Franklin County, PA & Virtual

jerryzeigler@jzfinancialmanagment.com or go to jzfinancialmanagement.com
I have been in the personal finance field since 2010. I've also been doing tax planning and tax preparation since 2011. I don't see it as my job to force you into a plan. It is my job to help you help yourself so you can achieve your goals. I can help make your life better by helping you make your finances better. I am not going to hand you a standardized plan that you have to follow step by step, whether it fits your lifestyle or not. Instead, if you want that step by step plan, I work with you to develop one that fits you. If you want to meet with someone one or two times to get an assessment of a financial issue and some possible solutions, I can do that. However, having a partner in your financial journey can be very helpful. I don’t have a magic wand, but together, we can change your life and finances for the better. Your better. For tax preparation and planning I provide affordable and accurate service. I legally minimize tax liability and help you make the best of taxes. Email me at jerryzeigler@jzfinancialmanagment.com or go to jzfinancialmanagement.com

Jerry Zeigler, MBA, AFC®
Jerry Zeigler, MBA, AFC®Franklin County, PA & Virtual

jerryzeigler@jzfinancialmanagment.com or go to jzfinancialmanagement.com
I have been in the personal finance field since 2010. I've also been doing tax planning and tax preparation since 2011. I don't see it as my job to force you into a plan. It is my job to help you help yourself so you can achieve your goals. I can help make your life better by helping you make your finances better. I am not going to hand you a standardized plan that you have to follow step by step, whether it fits your lifestyle or not. Instead, if you want that step by step plan, I work with you to develop one that fits you. If you want to meet with someone one or two times to get an assessment of a financial issue and some possible solutions, I can do that. However, having a partner in your financial journey can be very helpful. I don’t have a magic wand, but together, we can change your life and finances for the better. Your better. For tax preparation and planning I provide affordable and accurate service. I legally minimize tax liability and help you make the best of taxes. Email me at jerryzeigler@jzfinancialmanagment.com or go to jzfinancialmanagement.com

Shari Evans, EML, AFC®
Shari Evans, EML, AFC®Virtual

jerryzeigler@jzfinancialmanagement.com
Website: jzfinancialmanagement.com
Shari Evans, AFC ® and Founder of iTitheFirst, LLC (@iTithe) is a personal financial counselor and freelance contributor. Her individualized, judgment-free and client-focused approach to money management has helped clients around the world reach their financial goals. Shari is a retired US Army Officer, a veteran of Iraq and Afghanistan, a Military Spouse, and mom of energetic little girls. Her motto is “one dollar at a time” and she can be reached at shari@iTitheFirst.com or (951) 394-7002. Website: Itithefirst.com

Shari Evans, EML, AFC®
Shari Evans, EML, AFC®Virtual

jerryzeigler@jzfinancialmanagement.com
Website: jzfinancialmanagement.com
Shari Evans, AFC ® and Founder of iTitheFirst, LLC (@iTithe) is a personal financial counselor and freelance contributor. Her individualized, judgment-free and client-focused approach to money management has helped clients around the world reach their financial goals. Shari is a retired US Army Officer, a veteran of Iraq and Afghanistan, a Military Spouse, and mom of energetic little girls. Her motto is “one dollar at a time” and she can be reached at shari@iTitheFirst.com or (951) 394-7002. Website: Itithefirst.com

Marjorie McLean, MBA, AFC®
Marjorie McLean, MBA, AFC®Western Maryland & Virtual

marjorie@financialpearl.com (240)-270-2460 www.financialpearl.com
Have financial questions that need answers? I can help.
I bring a fresh perspective to personal finance. I share this fresh perspective through virtual individual/couples financial counseling, group courses and workshops. My goal is to be a source of financial information that is biased towards your well-being & future goals. I act as a guide & educator, providing options, tools & resources to help you identify & meet your financial goals.
As a child, I enjoyed counting the coins in my piggy bank. I took that love of money and management, earned a Masters in Business Administration (MBA) and worked in the government and non-profit sectors. From there, I found a passion for helping others meet their personal financial goals and earned the Accredited Financial Counselor (AFC®) designation.

marjorie@financialpearl.com (240)-270-2460 www.financialpearl.com

Marjorie McLean, MBA, AFC®
Marjorie McLean, MBA, AFC®Western Maryland & Virtual

marjorie@financialpearl.com (240)-270-2460 www.financialpearl.com
Have financial questions that need answers? I can help.
I bring a fresh perspective to personal finance. I share this fresh perspective through virtual individual/couples financial counseling, group courses and workshops. My goal is to be a source of financial information that is biased towards your well-being & future goals. I act as a guide & educator, providing options, tools & resources to help you identify & meet your financial goals.
As a child, I enjoyed counting the coins in my piggy bank. I took that love of money and management, earned a Masters in Business Administration (MBA) and worked in the government and non-profit sectors. From there, I found a passion for helping others meet their personal financial goals and earned the Accredited Financial Counselor (AFC®) designation.

marjorie@financialpearl.com (240)-270-2460 www.financialpearl.com

Terri Szarowicz Bailey, AFC®
Terri Szarowicz Bailey, AFC®St. Augustine, FL & Virtual

My email: dailyfinancialsuccess@gmail.com. My phone: (904) 392-7598. Website: www.dailyfinancialsuccess.com

Years ago, I found myself penniless with the electricity turned off in my one bedroom apartment in Connecticut. I wasn’t broke. But I was pretending that I was something I was not. I was pretending that I could keep up with the people around me financially. Truth is, I was in graduate school and working full time. I didn’t have a lot of extra. But I did have enough….if only I would spend it properly. I made the choice to do better. I believe we all come into this at our own pace. Some are proactive. Not me (at that time!). I needed a smack in the face to see the reality of my choices. I have never looked back.
When working with clients, I utilize a personal touch to work within your world, to make your money a tool, not a stress. I teach budgeting, educate on credit, education, retirement and the everyday tricks of the trade all while considering your personal needs. I focus on goal setting and action plans to achieve goals. I firmly believe that you can’t get there if you don’t know where “there” is. In my work, YOU come first and together we create a relationship where you are equipped to feel confident to move past financial counseling as quickly as possible.

Terri Szarowicz Bailey, AFC®
Terri Szarowicz Bailey, AFC®St. Augustine, FL & Virtual

My email: dailyfinancialsuccess@gmail.com. My phone: (904) 392-7598. Website: www.dailyfinancialsuccess.com

Years ago, I found myself penniless with the electricity turned off in my one bedroom apartment in Connecticut. I wasn’t broke. But I was pretending that I was something I was not. I was pretending that I could keep up with the people around me financially. Truth is, I was in graduate school and working full time. I didn’t have a lot of extra. But I did have enough….if only I would spend it properly. I made the choice to do better. I believe we all come into this at our own pace. Some are proactive. Not me (at that time!). I needed a smack in the face to see the reality of my choices. I have never looked back.
When working with clients, I utilize a personal touch to work within your world, to make your money a tool, not a stress. I teach budgeting, educate on credit, education, retirement and the everyday tricks of the trade all while considering your personal needs. I focus on goal setting and action plans to achieve goals. I firmly believe that you can’t get there if you don’t know where “there” is. In my work, YOU come first and together we create a relationship where you are equipped to feel confident to move past financial counseling as quickly as possible.

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AFC® Accreditation and Ethics Standard

We are held to an ethical standard which provides clients an assurance that is backed by a non-profit organization that has led in personal finance education and counseling for 35 years.

AFCPE Code of Ethics

Virtual Services

We can meet you online and you won't need any special software. We can meet you from the comfort of your own home at times convenient for you.

No Sales or Commissions

We do charge fees for our services, but we don't have any financial products to sell you and we don't get commissions from you. You pay us for helping you with a personalized approach that works for you.