The financial world can be complicated. Let us uncomplicate it.

Whether you’re wondering the best way to pay off debt, or save for a big purchase, or wondering how much home to buy or how to prepare for retirement, we have answers.

Choose to have better finances for better living

We are a network of independent Accredited Financial Counselors who can help you with your money journey. We will meet you virtually when convenient for you.

Terri Szarowicz Bailey, AFC®
Terri Szarowicz Bailey, AFC®St. Augustine, FL

Years ago, I found myself penniless with the electricity turned off in my one bedroom apartment in Connecticut. I wasn’t broke. But I was pretending that I was something I was not. I was pretending that I could keep up with the people around me financially. Truth is, I was in graduate school and working full time. I didn’t have a lot of extra. But I did have enough….if only I would spend it properly. It was at this time, on a chilly winter day, that I made the choice to do better. I believe we all come into this at our own pace. Some are proactive. Not me (at that time!). I needed a smack in the face to see the reality of my choices. I have never looked back.
In 2012, I started a private practice called Daily Financial Success. My goal was and still is, to help ease the daily stress of money for every person, group or couple that I work with. Money is huge part of life, yet we aren’t really equipped to understand it all.
When working with clients, I utilize a personal touch to work within your world, to make your money a tool, not a stress. I teach budgeting, educate on credit, education, retirement and the everyday tricks of the trade all while considering your personal needs. I focus on goal setting and action plans to achieve goals. I firmly believe that you can’t get there if you don’t know where “there” is. In my work, YOU come first and together we create a relationship where you are equipped to feel confident to move past financial counseling as quickly as possible. My email: dailyfinancialsuccess@gmail.com. My phone: (904) 392-7598.

Terri Szarowicz Bailey, AFC®
Terri Szarowicz Bailey, AFC®St. Augustine, FL

Years ago, I found myself penniless with the electricity turned off in my one bedroom apartment in Connecticut. I wasn’t broke. But I was pretending that I was something I was not. I was pretending that I could keep up with the people around me financially. Truth is, I was in graduate school and working full time. I didn’t have a lot of extra. But I did have enough….if only I would spend it properly. It was at this time, on a chilly winter day, that I made the choice to do better. I believe we all come into this at our own pace. Some are proactive. Not me (at that time!). I needed a smack in the face to see the reality of my choices. I have never looked back.
In 2012, I started a private practice called Daily Financial Success. My goal was and still is, to help ease the daily stress of money for every person, group or couple that I work with. Money is huge part of life, yet we aren’t really equipped to understand it all.
When working with clients, I utilize a personal touch to work within your world, to make your money a tool, not a stress. I teach budgeting, educate on credit, education, retirement and the everyday tricks of the trade all while considering your personal needs. I focus on goal setting and action plans to achieve goals. I firmly believe that you can’t get there if you don’t know where “there” is. In my work, YOU come first and together we create a relationship where you are equipped to feel confident to move past financial counseling as quickly as possible. My email: dailyfinancialsuccess@gmail.com. My phone: (904) 392-7598.

Shari Evans, EML, AFC®
Shari Evans, EML, AFC®Monterey, CA

Shari Evans, AFC ® and Founder of iTitheFirst, LLC (@iTithe) is a personal financial counselor and freelance contributor. Her individualized, judgment-free and client-focused approach to money management has helped clients around the world reach their financial goals. Shari is a retired US Army Officer, a veteran of Iraq and Afghanistan, a Military Spouse, and mom of energetic little girls. Her motto is “one dollar at a time” and she can be reached at shari@iTitheFirst.com or (951)-394-7002. Website: http://www.Itithefirst.com

Shari Evans, EML, AFC®
Shari Evans, EML, AFC®Monterey, CA

Shari Evans, AFC ® and Founder of iTitheFirst, LLC (@iTithe) is a personal financial counselor and freelance contributor. Her individualized, judgment-free and client-focused approach to money management has helped clients around the world reach their financial goals. Shari is a retired US Army Officer, a veteran of Iraq and Afghanistan, a Military Spouse, and mom of energetic little girls. Her motto is “one dollar at a time” and she can be reached at shari@iTitheFirst.com or (951)-394-7002. Website: http://www.Itithefirst.com

Marjorie McLean, MBA, AFC®
Marjorie McLean, MBA, AFC®Western Maryland

Hi! I’m Marjorie. Whether you’re seeking a financial counselor, coach, or mentor, I can help you and your money get moving towards YOUR desired financial future.
My goal: To be a source of financial information that is biased towards your wellbeing and future goals.
My approach: I like to call it Financial GPS. Where are you now? Where do you want to go (destination)? What is the best way to get to there from here? Our first steps will be getting a good idea of where you are at now, understanding where you want to be in the future and then plotting the course to get there. If you’re already down the road and have the foundational information down, then we’ll look at your unique financial roadblock, detour or scenic drive opportunity. As an accredited financial counselor (AFC), I act as a guide and educator, providing options, tools and resources.
A bit about me: As a child, my favorite Saturday morning activity was counting my piggy bank, which was actually a tin can with Snoopy on the front. I took that love of money and management, earned an MBA and worked in the government and non-profit sectors in financial and program management. From there, I found a passion for helping others meet their personal financial goals and earned the AFC designation.
Connect with me at financialpearls@gmail.com. If you would like to meet with me virtually or by phone for a 15 minute free consultation.

Marjorie McLean, MBA, AFC®
Marjorie McLean, MBA, AFC®Western Maryland

Hi! I’m Marjorie. Whether you’re seeking a financial counselor, coach, or mentor, I can help you and your money get moving towards YOUR desired financial future.
My goal: To be a source of financial information that is biased towards your wellbeing and future goals.
My approach: I like to call it Financial GPS. Where are you now? Where do you want to go (destination)? What is the best way to get to there from here? Our first steps will be getting a good idea of where you are at now, understanding where you want to be in the future and then plotting the course to get there. If you’re already down the road and have the foundational information down, then we’ll look at your unique financial roadblock, detour or scenic drive opportunity. As an accredited financial counselor (AFC), I act as a guide and educator, providing options, tools and resources.
A bit about me: As a child, my favorite Saturday morning activity was counting my piggy bank, which was actually a tin can with Snoopy on the front. I took that love of money and management, earned an MBA and worked in the government and non-profit sectors in financial and program management. From there, I found a passion for helping others meet their personal financial goals and earned the AFC designation.
Connect with me at financialpearls@gmail.com. If you would like to meet with me virtually or by phone for a 15 minute free consultation.

Gerald Zeigler, MBA, AFC®
Gerald Zeigler, MBA, AFC®Franklin County, PA

I have been in this field since 2010. My philosophy for personal finance is that it isn't my job to force you into a plan. But I do know personal finances and how to approach goals. It is my job to help you help yourself. I can help make your life better by helping you make your finances better. I am not going to hand you a standardized plan that you have to follow step by step, whether it fits your lifestyle or not. Instead, if you want that step by step plan, I work with you to develop one that fits you. I am here to be a partner in achieving your goals. There are occasions when I sit down with someone and I immediately see something that can better their life quickly. It usually isn’t that easy. If you want to meet with someone one or two times to get an assessment of a financial issue and some possible solutions, I can do that. However, usually change and achieving goals takes time and hard work. And having a partner in that journey is very helpful. I don’t have a magic wand, but together, we can change your life and finances for the better. Your better. Email me If you would like to meet with me virtually or by phone for a 15 minute free consultation: geraldzeigler@betterfinancialcounseling.com

Gerald Zeigler, MBA, AFC®
Gerald Zeigler, MBA, AFC®Franklin County, PA

I have been in this field since 2010. My philosophy for personal finance is that it isn't my job to force you into a plan. But I do know personal finances and how to approach goals. It is my job to help you help yourself. I can help make your life better by helping you make your finances better. I am not going to hand you a standardized plan that you have to follow step by step, whether it fits your lifestyle or not. Instead, if you want that step by step plan, I work with you to develop one that fits you. I am here to be a partner in achieving your goals. There are occasions when I sit down with someone and I immediately see something that can better their life quickly. It usually isn’t that easy. If you want to meet with someone one or two times to get an assessment of a financial issue and some possible solutions, I can do that. However, usually change and achieving goals takes time and hard work. And having a partner in that journey is very helpful. I don’t have a magic wand, but together, we can change your life and finances for the better. Your better. Email me If you would like to meet with me virtually or by phone for a 15 minute free consultation: geraldzeigler@betterfinancialcounseling.com

Ready for a Change?

One on one counseling

We meet individuals or couples virtually.

Choose counselor

A 15 minute free consultation

A phone call or virtual meeting to see if we are a fit for you.

Choose Counselor

Group Presentations

We do presentations virtually or in person on a variety of personal finance topics. Please contact us for specifics and pricing.

Contact Us

Read Up on Better Finances for Better Living

Socially Distance from Scammers

WARNING! DANGER! BE CAREFUL! There’s so much to be concerned about in these uncertain days of COVID-19–and unfortunately financial scammers are using this time to take advantage of others. We at Better Financial Counseling want you to protect yourself from scams and scammers. Today’s scams are preying on financial concerns and opportunities. They may impersonate …

Read More

Economic Impact Payments

For most taxpayers you will receive your economic impact payment based on either your 2018 or 2019 tax returns. However, if the IRS does not have your information because you haven’t filed or if you aren’t required to file, you can give them your information at this site: IRS economic impact payments And soon you’ll …

Read More
See More Posts
Three Free Tools To Protect Your Credit

Three Free Tools To Protect Your Credit

Who’s looking at your credit report? A LOT OF FOLKS! Credit reports and scores are widely used not just by creditors, but by employers, landlords, insurance companies and even cell phone companies. They can affect employment, housing and the amount you pay for goods, services and loans. It is very important to keep a close …

Socially Distance from Scammers

WARNING! DANGER! BE CAREFUL! There’s so much to be concerned about in these uncertain days of COVID-19–and unfortunately financial scammers are using this time to take advantage of others. We at Better Financial Counseling want you to protect yourself from scams and scammers. Today’s scams are preying on financial concerns and opportunities. They may impersonate …

Economic Impact Payments

For most taxpayers you will receive your economic impact payment based on either your 2018 or 2019 tax returns. However, if the IRS does not have your information because you haven’t filed or if you aren’t required to file, you can give them your information at this site: IRS economic impact payments And soon you’ll …